Legal Information

Bayview Commercial Mortgage Finance, LLC recognizes the importance of keeping the personal information you provide to us private and secure. Bayview Commercial Mortgage Finance, LLC has developed a comprehensive privacy policy and we use the latest technology to ensure that your personal information is secure.

Privacy Statement

The personal, private information you provide to Bayview Commercial Mortgage Finance, LLC will be used in connection with processing, underwriting, funding and servicing the loan for which you applied. Bayview Commercial Mortgage Finance, LLC does not share any information about you or your company to unaffiliated third parties, except as necessary to process, underwrite, fund and service your loan, and as permitted by law. Bayview Commercial Mortgage Finance, LLC may share information regarding your transaction and account experience, including your name and payment history, among our affiliated financial services companies to better serve your needs and to notify you of financial services that might interest you, as permitted by applicable law. Bayview Commercial Mortgage Finance, LLC does not share, distribute, sell or otherwise disseminate any information about you or your company, except as detailed above.

Privacy Notice for California Consumers

This notice contains disclosures required by the California Privacy Rights Act (“CPRA”). Terms defined in the CPRA have the same meaning when used in this notice. This notice is only relevant to California residents (“consumers” or “you”).

Information We Collect. In the past 12 months, we have collected and shared for a business purpose the following categories of sensitive personal information or other personal information (“Personal Information”):

Personal Information does not include information that is publicly available, de-identified/aggregated, or subject to HIPAA or GLBA.

We collect Personal Information from the following categories of sources:

• Your communications with us;
• Service providers, including, but not limited to: administrators, lenders, banks, brokers, auditors, law firms, consultants, placement agents, employment agencies, credit bureaus; and
• Government entities.

We do not knowingly collect, solicit or sell Personal Information from anyone under the age of 16 without the prior consent of a parent or guardian.

Purpose for Collection and Use of Personal Information. We may collect or use Personal Information for one or more of the following purposes:

• Providing you with information about our products and services;
• Providing you with performance and other updates;
• One or more of the following business purposes:
  • Performing services (for us or our service provider or contractor) such as account servicing, processing orders and payments, and analytics;
  • Legal compliance;
  • Detecting and protecting against security incidents, fraud, and illegal activity;
  • Debugging;
  • Internal research for technological improvement;
  • Internal operations;
  • Activities to maintain and improve our services; and
  • Short-term, transient use, such that the personal information is not disclosed to another third party and is not used to build a profile about you.

Sharing Personal Information. We may disclose Personal Information to:

• Service providers, including but not limited to: administrators, lenders, banks, brokers, auditors, law firms, consultants, placement agents, credit bureaus;
• Affiliates;
• Business partners;
• Legal or government regulatory authorities as required by applicable law;
• In connection with a potential business transfer; and
• Third parties to whom you or your agents authorize us to disclose such information in connection with services we provide to you.

In the past 12 months, we have not sold Personal Information to third parties.

Length of Time. We will keep your sensitive personal information or any other Personal Information for as long as necessary to comply with our regulatory obligations.

Rights of California Consumers. The CPRA provides a California consumer the following rights, subject to certain exceptions and limitations:

• The right to request: (a) the categories and specific pieces of Personal Information we collect about you; (b) the categories of sources from which we collect your Personal Information; (c) our business or commercial purposes for collecting, selling or sharing your Personal Information; (d) the categories of Personal Information disclosed for a business purpose and the categories of persons to whom it was disclosed; (e) the categories of your Personal Information (if any) that we have either sold, shared, or disclosed.
• For certain categories of Personal Information, the right to request a list of what we disclosed to third parties for their own direct marketing purposes in the past 12 months and the names and addresses of those third parties.
• The right to request that we delete your Personal Information, subject to certain exceptions.
• The right to opt out of our sale(s) (if any) of your Personal Information.
• The right to request we correct any inaccurate Personal Information maintained about you.
• The right to limit our use of your sensitive personal information to only use that is necessary to perform the services expected or provide the goods reasonably expected.
• The right not to receive discriminatory treatment for exercising your CPRA rights.

You may submit requests relating to your exercise of CPRA rights to us via:

By Telephone:
212-259-0632;
or
By Email:
info@bayviewcommercial.com.

Links

At certain places on this site, live “links” to other Internet addresses can be accessed (“Linked Sites”). Such Linked Sites contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Bayview Commercial Mortgage Finance, LLC.  Bayview Commercial Mortgage Finance, LLC does not endorse, approve, certify or control these Linked Sites and does not guarantee the accuracy, completeness, efficacy, timeliness or correct sequencing of information that they may contain. Bayview Commercial Mortgage Finance, LLC’s Privacy Policy does not apply to these Linked Sites. The privacy policies of these Linked Sites may differ from that of Bayview Commercial Mortgage Finance, LLC, and you should review their policies before accessing them and/or submitting information.

Cookies

The purpose of this section is to explain how Bayview Commercial Mortgage Finance, LLC  protects and uses your personal information when using this site. We want you to know that information given to us is safe, secure and used in a responsible manner. We designed features of our site to let new visitors anonymously learn about our financial products and services without revealing their identities. For these new visitors, the only information we collect online is from cookies, pixel tags or similar devices, which provide limited data, such as the date, time and areas of our site that were visited, interactions on the site, and the Web path/domain where the visitor came from. Bayview Commercial Mortgage Finance, LLC uses this information only to recognize you and hold information during your visit to the site. This general information allows us to serve visitors better by continually improving our website and making it more convenient. In certain cases, you can choose not to provide us with this information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site. We may not be able to customize the site’s features according to your preferences. If you decide to submit a loan payment to us on the Internet using our site, you may be asked to enter personal information online. We use advanced data-encryption and storage technology to protect your sensitive personal information. When you enter this information on the Bayview Commercial Mortgage Finance, LLC website, our systems automatically switch to “secure” mode. Recent versions of most Internet browsers support the encrypted transmission of on-line documents and the data you enter on a World Wide Web page. This means that instead of sending readable text, both your browser and the website’s secure server encode all text using a security key. That way, personal data sent to your browser or data you send back would be extremely difficult to decode in the unlikely event it was intercepted by an unauthorized party. The key used for encoding is a random number that is unique to your session at the secure website. There are two grades of Internet security: (i) International-grade encryption, which uses a 40-bit random number negotiated between your browser and the web-server. This means that only one out of about 1,000,000,000,000 possible decoding keys can be used to decipher your data. (ii) Domestic-grade encryption uses a 128-bit key, so that the number of possible keys is vastly larger. The Bayview Commercial Mortgage Finance, LLC website uses the highest grade of encryption supported by your browser and your Internet connection. Your Internet session is encrypted if your security-enabled browser is connected to a website using the Secure Hypertext Transport Protocol. URL strings beginning with “HTTPS://” instead of the usual “HTTP://” indicate that the secure protocol is in effect. Your browser may also tell you if security is operating. For example, Netscape Navigator (“Netscape”), an Internet browser, may display the icon in the lower left corner of your screen in secure mode. If 128-bit security is in effect, it shows the icon. Microsoft Internet Explorer shows an icon in either case. Note that security may be operating without any visible indication if the World Wide Web page you are viewing employs frames (see below). If secure transmission is not in effect or only part of a frame-based page is secure, Netscape shows the “broken key” icon, and Explorer does not show the “lock” icon. Most Internet browsers can be set to give you a pop-up announcement when you enter or leave a secure World Wide Web page. In Netscape, these settings are on the Security Preferences “General” tab. In Internet Explorer, the setting is on the “Advanced” tab when you select “Options” on the View menu. Security may be operating without displaying any security icons (or Netscape may show the “broken key” icon) if only part of a frame-based page is employing security. You can verify the security of page within a frame by opening it in a new browser window. Both Internet Explorer and Netscape allow you to open a link in a new window by right-clicking on the link and selecting that option from the pop-up context menu. When a secure page is open in its own window, instead of being viewed within a frame, you can then see the security icons provided by your browser as well as the “https://” secure protocol prefix in the URL string.

Changes to the Privacy Policy

Bayview Commercial Mortgage Finance, LLC reserves the right to change its Privacy Policy at any time.